For Dreamers, By Dreamers: We know what it's like to dream big while managing student debt. Fair and Simple: Small participant pools mean better odds, and every contest is skill and creativity-based. Making a Difference: Each contest brings us closer to helping more people achieve financial freedom.

Each contest has a unique prompt - like a writing challenge, creative solution, or video submission. You'll submit your entry for a $10 fee, unless otherwise stated, and winners will be chosen based on the quality and creativity of their responses.

Our contests are open to anyone with student loan debt or who is impacted by financial challenges. Whether you're a college student, a recent graduate, or working to make ends meet, you're welcome to join!

Entries are reviewed by a panel of judges who evaluate submissions based on creativity, originality, and alignment with the prompt.

Winners receive relief from their student loan payments for at least three months, or the prize listed on each specific contest. In the future, we aim to extend this to a full year of relief.

For 2025, contests will be held every other month, giving you plenty of chances to participate and win.

Your $10 entry fee helps fund the prize pool, ensuring that winners receive meaningful relief. It also supports our platform so we can continue running these contests and grow our impact.

Yes, if you have both private and federal loans, you are eligible to apply.

All winners will be responsible for reporting and paying all relevant income taxes. We recommend consulting with a tax professional to understand how our program may impact your filing requirements.

Once selected, DreamTree will pay your lenders directly. You will need to provide the relevant account information for this process.

Yes, each contest entry fee is $10 per submission, unless otherwise stated.